We had our credit card set up to be paid out of dd in the full amount each month when we were living in Malta .
If we are looking to be serious about moving to Australia early next year we will have to get really tight with our budget .
After speaking to friends over there i have found out the qualified childcare workers are needed and wanted in Oz and they recieve a nice salary ( nicer then here ) .....
Visa's and flights are going to be expensive . with me back working some hours at the creche i can put some money away ....i am wanting to move without needing a loan.
It is hard now we are back in Ireland we are getting invited to lots of events and nights out etc ....weddings here are expensive for guests as a couple is expected to give 200 euro to the married couple ( here they write on the invited asking for no gifts just money